Fixed Deferred Annuities

Build retirement income with minimal risk and tax-deferred growth.

  • Your initial interest rate is guaranteed for a specific number of years.

  • After the initial period, the interest rate resets annually, but it will never be less than the guaranteed minimum interest rate stated in your contract.
  • Growth is not affected by market performance.

Consider these annuities for the conservative part of your savings plan:


Annuities offering guaranteed interest rates for 3, 5 or 7 years.

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Receive guaranteed interest for at least 1 year, and make additional purchase payments during the first contract year.

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Fixed deferred annuities are issued by Symetra Life Insurance Company, 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004 and are not available in all U.S. states or any U.S. territory.

Annuity contracts have terms and limitations for keeping them in force. Please call your financial professional or insurance producer for complete details.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Withdrawals may be subject to federal income taxes, and a 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59½. Consult your attorney or tax advisor for more information.